Here's a little known fact about me: I love coupons. I'm not to the level (yet) of one of those Extreme Coupon people, but I fear that I may be teetering dangerously close to the very edge of the cliff. The truth is though, Frank and I just bought a house, and we suddenly have more expenses than ever. Our cars are also each ten years old. My car is basically made out of molded plastic scraps, so I'm surprised it's still even working. One of these days, we'll have to get a new car, and that expense will add to our steadily increasing pile of IOUs. So, in my coupon-obsessed defense, I need to save money where I can.
I feel an enthusiastic need to tell you about a few things I've recently discovered. If you already use any of these money-saving tricks, then congratulations! If not, you are welcome.
Target Cartwheel
Find and download this free app, and get discounts on things you probably already purchase at Target. I recently used it to buy some leggings, and it gave me 15% off (also, if you have a Target Debit Card, which is completely free and doesn't require a credit check, you always get an additional 5% off your total purchase). Combine this with the Target store coupons (available to print out from the Target website), and you've saved some serious cash.
NetSpend
Get $20 free just by ordering a Prepaid credit card and putting $40 on it. Frank and I like to limit our spending for going out to eat and for groceries. We put a specific amount on the card, and that's our limit for the month. It helps to keep track of your funds. Plus, a free $20 is freaking awesome. As soon as I added money to my card, it added the additional $20, as if I just played a slot machine and won an oil rig bonus (we won't discuss my Texas Tea slot machine obsession. Not here).
Personal Capital
If you've ever used mint.com then you'd know how to use Personal Capital. If not, I'll explain. It's a website that's free to use, and it helps you keep track of your bank account, credit card, and your spending trends. It categorizes what you spend so that you can keep a close eye on it. Oh, and just for signing up and linking your account, you get $10. It takes about a week, and then they send you an email that says "here's your $10." Maybe you don't think that's cool, but I think it's awesome. I just received mine yesterday, and I cashed it in for $10 to Target. So now I get to find a discounted offer using my Target Cartwheel app + my $10 Target card, and then I win what Frank likes to refer to as my own version of a video game.
That's all for now. I'll keep hunting, and if you find something fun, let me know!
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